← RetireWizBudget Quest

Budget Quest

Design the retirement you want — travel, dining, the lot — and watch, live, whether your money can carry it. The win isn't spending the most; it's a life you love that lasts. Bert's your guide.

A few quick numbers

So we can tell you whether the lifestyle you design will actually last.

$
67

We model your household from 67 with $500,000 in super and the family home (exempt). A quick check — the full planner adds tax, the Age Pension, part-time work, and more.

Your retirement lifestyle

Bert says

So close! It mostly holds, but it's tight. A small trim — or a lever like downsizing — would put you comfortably in the clear.

Modest$54,640/yr
Below modestModestComfortablePremium
Essentials · your floor · $42,220/yr
Housing
$8,030
Energy
$2,640
Food & groceries
$7,880
Health
$6,260
Transport
$9,380
Household, comms & clothing
$8,030
Lifestyle · where it flexes · $12,420/yr
Leisure & dining out
$7,550
Travel & holidays
$4,870
Will it last?
90+LASTS TO
Tight
77% confidence · to life expectancy
🔒 ASFA Comfortable🛡️ Fully funded🔒 High confidence🔒 Downturn-proof

General information only, using current-year figures in today's dollars — not personal financial advice. The lifestyle tiers are the ASFA Retirement Standard; whether a budget “lasts” is our projection on the numbers you enter, not a guarantee.

How it works

Every dollar you move does two things: it changes your lifestyle tier — from below-modest up to premium, against the ASFA Retirement Standard — and it swings the “will it last?” gauge, a real projection of how long your money holds and how confident that is across thousands of market scenarios.

It's a quick, standalone check. To see the same budget inside your whole plan — with tax, the Age Pension, part-time work, downsizing and more — hand it off to the free planner.