Case studies
Worked retirement examples, modelled on current Australian rules — the means-tested Age Pension, super, tax and fees, all in today's dollars. Each one you can open and change the numbers yourself.
- 20 July 20265 min read
Retiring straight into a market crash — would your money survive?
We replayed one $1.05M early-retirement plan against every major market crash of the last century. On fixed spending it survives just 2 of 7. Flexible spending lifts that to 5 — but only if you'd actually make the cuts.
Read → - 13 July 20265 min read
Will the 2027 CGT changes hurt your retirement?
From 1 July 2027 the 50% capital gains tax discount is abolished. We modelled it: for whether your money lasts, the effect is minimal — though a large estate does take a real trim.
Read → - 13 July 20264 min read
Does the Age Pension actually matter?
Four retirement plans, each modelled with and without the Age Pension. Its importance turns out to depend almost entirely on your wealth and how much you spend.
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